Saturday, May 25, 2013

REVISED DRAFT


HealthCare (Revised DRAFT)

As of today in America, there are millions of Americans who are suffering from sickness and unhealthy conditions, but they do not have health care. A universal healthcare plan in America would cause a price reduction in health care and increase the affordability for the people. Within the recent years, president Obama created this program called the Obamacare to combat this problem. Obamacare is a national health care plan that basically makes health care more accessible for a lot of uninsured Americans. This program regulates the health insurance industry by reducing spending in health care. This plan is aimed towards people in lower to middle social class and the problems of financially affording health care. Obamacare is plan that America needs because the plan emphasizes how healthcare should be a necessity to everyone.

A big issue arises when we talk about the term “healthcare.” There have been many people who have been rejected in seek of medical help. Sometimes these denials are due to preexisting conditions, or to experimental or unnecessary procedures. –Example- Preexisting conditions are fairly common. The unfairness of how certain requirements need to be met for insurance companies to allow you to have coverage is quite ridiculous. The insurance companies are basically putting a price tag on you and choosing the cheapest (healthiest) people to sell their insurance to. There are also some people that are denied healthcare coverage and sometimes must struggle pay their medical bills in their own expense.

This Obamacare plan was intended to reduce the overall wellness health care price by making solutions obtainable to people who presently can’t manage insurance coverage. I can relate because I have many friends and relatives and family who currently don’t have health insurance. At hospitals, they often use the hospital emergency rooms as their main wellness health care solutions; this increases   price for everyone. Not to mention many individuals go undiagnosed every year because they could not manage to attend regular medical checkups due to no insurance coverage. For the people in my family friends and neighborhood who cannot afford health insurance, the federal government will pay the state to add them to Medicaid. The income requirement is expanded up to one hundred percent of the federal poverty level.

The second major issue that Obamacare of 2010 deals with is children who have pre-existing conditions. Many of the kids that go to school have been denied health insurance because of a pre-existing condition. Pre-existing conditions are certain health conditions that individuals are born with. With Obamacare intact, Insurance companies cannot deny children coverage for pre-existing conditions. This benefit will apply to everyone in America in 2014. Many people are opposed to this plan because they believe that asa result for accepting all kids for healthcare instead of the price lowering, the healthcare cost may actually increase. They also state that it is advanced one size fits all health system which is not true at all.

Obamacare has already benefitted millions of people by providing them insurance. Simply put, viewing the statistics from several provision acts, the plan seems as though it is a positive to many Americans. In 2011, about an estimated 86 million Americans used provisions in the Affordable Care Act which is very similar to the Obamacare plan to get care and aid through their insurance plans for no cost. As a result, over 2.5 million seniors have saved about an estimate of 1.5$ billions dollars in paying for prescription medicine. According to CNNMONEY, statistics show that in 2012, approximately 84 million Americans were uninsured. Out of this many Americans who had no healthcare coverage, we can see that the provisional act has already help even more Amiericans who are uninsured.

Many people are still against the pre-emptive attacks on a law that, for the most part, hasn’t gone into effect yet. The obama plan was widely discouraged by a number of people. Taxpayers were discouraged I nthe idea of paying for other peoples needs. This is a justified reason for an individual to have this belief, but in the long term it helps the economy as the whole.Something had to be done about health care .The fact that almost three-quarters of Americans saw health care reform as stated in the CNN MONEY news statistics as an urgent priority in the fall of 2009. President Obama finnaly came up with the Obamaccare plan. As many americans who have suffered from lack of coverage,

Healthcare is an issue that still needs to be dealt with. Still as of today, the president is trying to adapt and research upon the effects of the implementation of the Affordable Care Act. The goal of this plan is to meet the needs of all Americans while keeping all the costs down. At the end of the day, while Americans are still on the fence about the Affordable Care Act as a blanket concept, and when the people are asked about this topic, of course they will respond ina supportive manner. The need of Obamacare is strong and within the near future, many thankful Americans will appreciate the fact that this law will pass. As taxpayers, we need to realize where our money should be directed towards.

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